Secure every transaction with advanced fraud protection

AI-powered identity verification that stops sophisticated attacks while ensuring compliance and frictionless customer onboarding.

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Leading global companies choose Incode for identity verification
Citi logo.
Chime logo.
Amazon logo.
TikTok logo.
BetMGM logo.
SIXT logo.
FanDuel logo.
Experian logo.
Rappi logo.
HSBC logo.
PayJoy logo.
Banorte logo.
Equifax logo.
AT&T logo.
H&R Block logo.
Nu logo.
Scotiabank logo.
Progressive Leasing logo.
Wisconsin Department of Transportation seal.
Citi logo.
Chime logo.
Amazon logo.
TikTok logo.
BetMGM logo.
SIXT logo.
FanDuel logo.
Experian logo.
Rappi logo.
HSBC logo.
PayJoy logo.
Banorte logo.
Equifax logo.
AT&T logo.
H&R Block logo.
Nu logo.
Scotiabank logo.
Progressive Leasing logo.
Wisconsin Department of Transportation seal.

We secure identities for

Financial institutions face a new era of fraud

Generative AI has created emergent threats that legacy security systems can’t contain.

Core benefits for financial institutions

Incode empowers financial institutions across banking, fintech, loans and payments, crypto, insurance, and investment.

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Streamlined onboarding

Accelerate customer onboarding with automated, frictionless verification processes.

  • Liveness Detection
  • Facial Recognition
  • Document Verification
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Regulatory compliance

Manage evolving compliance requirements with dynamic workflows and government-sourced KYC/AML verification.

  • Customer due diligence (CDD) and enhanced due diligence (EDD) processes
  • Global watchlist, sanctions, and PEP screening
  • Compliance readiness across 190+ countries
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Advanced fraud detection

Prevent unauthorized access and protect sensitive health data from AI-driven fraud attacks.

  • 99.4% OCR accuracy
  • 99.6% accuracy in detecting digital spoofs
  • 35+ AI models trained on the latest fraud attacks
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Reduced costs and enhanced trust

Lower moderation and support overhead while strengthening advertiser and user confidence.

  • Risk-based verification with adaptive workflows
  • Automated detection reduces manual review
  • Privacy by design builds user trust

See how Incode can transform your
financial services company

Why financial services organizations choose Incode

We combine in-house AI technology, compliance expertise, and strength in the world’s most challenging fraud environments to deliver superior security and growth.

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Innovation and adaptability
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Identity verification technology
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Proven in high-risk markets
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Advanced fraud network and data
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Government-verified biometric
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Future-ready threat protection
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Proven results that drive growth

Gain higher conversions, faster onboarding, and stronger fraud prevention in one seamless solution for financial services.

How it works

One identity for every interaction.

Redefining identity verification with unmatched AI technology

Incode sets the standard for speed, accuracy, and security by combining proprietary AI models, deep biometric expertise, and real-world fraud intelligence.

Reaching underserved users at scale required a completely new way to think about identity verification, aligned with our mission and our technology. Incode delivers exactly that.
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Enterprise-grade security and compliance
Enterprise-grade security and compliance

Incode named a Leader for the second time in the Gartner® Magic Quadrant™ for Identity Verification for the second consecutive year.

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Incode is recognized as a Leading Vendor in Liminal’s Link™ Index for KYC.

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Top-rated by customers in G2’s Index for Identity Verification

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Resources on financial services

Graphic with text that reads, “Why Stitching Together Identity Point Solutions is a Federal Security Risk.”
4 min
The Frankenstein Problem: Why Stitching Together Identity Point Solutions Is a Federal Security Risk

Patchwork identity verification stacks create exploitable seams between vendors. Learn why federal agencies need a platform approach to close them.

Graphic that reads “Introducing On-Device Age Estimation”
5 min
Introducing Incode On-Device Age Estimation, the First On-Device Age Assurance Solution With Enterprise-Class Privacy, Accuracy, and Security

Incode launches On-Device Age Estimation: enterprise-grade accuracy and 99% spoof detection with no biometric data leaving the user's device.

A graphic cover with text that reads, “Mobile Driver’s Licenses (mDLs) Are On The Rise.”
6 min
Mobile Driver’s Licenses (mDLs) Are On The Rise. Here’s What to Expect

Mobile driver's licenses (mDLs) are on the rise. Learn how mDLs work, which states offer them, and how Incode verifies them for your business.

Secure growth, fraud protection, and compliance in financial services

Frequently Asked Questions

Financial institutions are legally required to verify customer identity under KYC/AML regulations including the Bank Secrecy Act, FinCEN CIP rules, and EU AML Directives. Non-compliance risks fines, license revocation, and reputational damage.

AI identity verification reduces onboarding from days to seconds — verifying documents and biometrics in a single automated flow, with no manual review queues. This directly improves conversion rates and reduces abandonment at account opening.

EDD is a heightened KYC process applied to high-risk customers — such as Politically Exposed Persons (PEPs), customers from high-risk jurisdictions, or large transaction volumes. It requires deeper background checks, source of funds documentation, and closer ongoing monitoring.

Biometric authentication at login, high-value transactions, and account recovery closes the gap that password-based systems leave open. It prevents account takeover, social engineering, and fraudulent transaction authorization.

Incode supports compliance with FinCEN, FATF, GDPR, CCPA, PSD2, and regional equivalents — with built-in audit trails, risk scoring, and case management designed for regulated financial environments.