Highlights
Introducing TrustGraph Understand Incode’s approach to age assurance Introducing GovFaceMatch 3 years in a row named a Leader
01/04
01/04

A Leader in the Gartner® Magic Quadrant™ for Identity Verification

Know the human,trust the AI agent.

Incode confirms that the person behind every account, every transaction, and every AI agent is real, is who they claim to be, and can be trusted.

The organizations building agentic trust with Incode

ChaseCitiPNCUS BankChimeTikTokAirbnbFanDuelQuest DiagnosticsPenskePayJoyH&R BlockInteracEquifaxCapital OneWells FargoNuBanorteDaviviendaChaseCitiPNCUS BankChimeTikTokAirbnbFanDuelQuest DiagnosticsPenskePayJoyH&R BlockInteracEquifaxCapital OneWells FargoNuBanorteDavivienda
BanamexLiverpoolRappiDiDiKlarBinanceRevolutbunqSixtSantanderHSBCKindredJohn DeereExperianTake-Two InteractiveBetMGMCox AutomotiveAT&TCharterBanamexLiverpoolRappiDiDiKlarBinanceRevolutbunqSixtSantanderHSBCKindredJohn DeereExperianTake-Two InteractiveBetMGMCox AutomotiveAT&TCharter
7.1B+trust checks
8 of the top 10banks in the United States
8 of the top 9telcos in the United States
3 of the top 3neobanks in the world
4 of the top 5marketplaces in the world

The agentic era

Let in AI agents working for your customers and keep out those acting for attackers

incoming_agents
trust_check
routed
$agent.send("");
agent dispatched
Verifying agent

Your customer’s agent

A real customer sent it, with a task they set and a limit they chose.

69%

of Americans would let a bank’s AI assistant complete at least one financial task for them

TD Bank survey, October 2026

An attacker’s agent

Looks exactly like a customer, with a forged identity behind it.

81%

of companies experienced attempted or successful agentic fraud in past years. Nearly 3 in 4 of them were hit more than once

KPMG, March 2026

A verified human behind every AI agent

Incode binds every AI agent to a live, verified person and records what that person allowed. Every person already answers three questions. An AI agent answers a fourth: who is the verified human behind it, and what did they allow?

Live

Are you real?

A live person, not a deepfake or an injected feed

Deepsight
Match

Are you who you claim to be?

A face match against the government’s own record

GovFaceMatch
Good actor

Are you a good actor?

What this identity has done before, across institutions

TrustGraph
Bound

Who answers for you?

The verified person behind the agent, and what they allowed

Incode Agentic Suite

Our approach

Whoever shows up, Incode verifies who is really there

A person, a business, or an AI agent: each arrives with a human behind it. Incode proves that human is live, matches the government’s own record, and checks their history across the network.

  1. A live, legitimate person is present and stays authenticated. Incode screens out deepfakes and synthetic identities at the door.

  2. Incode verifies the company and the people who own it from day one.

  3. Incode detects the AI agents in your traffic and binds each one to a verified person and the mandate they set. Every action is checked against both and stays traceable to that person.

    Explore Incode Agentic Suite

Why Incode

What sets
Incode apart

See more

Every model is ours, so your defenses update daily. A new attack seen anywhere on the platform is countered in hours, with nothing for you to deploy.

  • No supplier between the attack and the fix: liveness, face, document, and deepfake models are all Incode’s
  • iBeta PAD Level 3 certified, with 0% error across iOS and Android

Incode checks the person behind every AI agent against the government’s own record. The only vendor that matches biometrics directly to state DMV records.

  • A forged ID, a synthetic identity, or an injected video has nothing to match
  • Matching runs inside the DMV’s secure environment, with no biometric data stored and no government PII shared
GovFaceMatchExplore GovFaceMatch

One institution catches the fraud, and every other one sees it coming. TrustGraph connects people, AI agents, and actions across 700+ enterprises.

  • Up to 53% more fraud detected than with your existing models alone
  • Customer records stay with the institution that holds them; nothing is pooled or exposed
TrustGraphExplore TrustGraph

The banks, telcos, and marketplaces your customers already use verify with Incode. Top banks, telcos, and marketplaces run the same checks, with no consortium to negotiate.

  • Those checks now extend to the AI agents your customers send
  • Every organization that joins sharpens the signal yours receives

What our customers say

Six months of rigorous testing proved Incode indispensable for our stringent security and compliance benchmarks.
Miguel Lavalle · Head of Account Opening, Citi
Five stars Verified customer review
With over a decade of experience in the cybersecurity space, I've encountered many solutions attempting to balance security and user experience, but not many have matched Incode's success. Incode has struck the perfect balance, automating identity verification while effectively catching 99% of fraud.
Vice President, Client Advocacy & Success · Financial Enterprise
Incode's world-class technology and the ability to connect with government databases have been key factors in our efforts to eradicate fraud in Mexico.
Juan Pablo Ortega · Co-founder & Rappibank Head
Five stars Verified customer review
The best fraud prevention solutions I have ever come across. The product just works and, connecting to the right data sources, can stop 100% of identity fraud. It is 100% automated and only gets better over time.
Board Member · Financial Enterprise
Our partnership with Incode enables a seamless digital experience for legitimate customers, while effectively preventing sophisticated fraud.
Ajay Guru · SVP and GM of Digital Solutions, Equifax
Five stars Verified customer review
The fraud detection in Incode's system is the best I've seen. It's quick, accurate, and helps us catch fraudulent applications in real time.
Operations Director · Marketplace
With Incode, we've been able to scale global age compliance without creating friction for our users or compromising security.
Senior Compliance Manager, TikTok
Five stars Verified customer review
The technology is very good, with the smallest amount of false negatives in the industry, even beating the companies that are manually verifying user identities. Incode has proven to generate much more revenue and prevent millions in fraud.
Executive Manager · Digital Services Company
By integrating Incode's identity verification into the Ascend Platform, we're empowering organizations to make faster, smarter decisions with unprecedented agility.
Marika Vilen · SVP Global Partnerships & Commercialization, Experian
Five stars Verified customer review
Incode's KYC and AML features have significantly outperformed the solutions we used before. They drastically reduced scam potential and curbed money laundering activities, and the user experience they offer is unmatched, leading to a noticeable boost in user acquisition.
IT Lead · Gambling & Casinos Enterprise
With Incode, we reduced our false rejections from 12% to 5% while bringing fraud down from 0.5% to 0.1%. That balance between protecting our clients and maintaining a seamless digital experience has been game-changing.
Carlos de la Ossa · Digital Channels Director, Davivienda
Five stars Verified customer review
Incode stands out as one of the most technically advanced companies in biometric identity verification. Years of developing machine learning models have resulted in a platform that effectively catches an exceptionally high percentage of fraud attempts.
Director, Program Management Office · Financial Enterprise
With Incode, credit access expanded by 50% for users with little or no credit history. 90% of users accept their graduation offers within a week, and purchase amounts increased 1.8x after obtaining credit.
Luis Ortiz · COO & Cofounder, Klar
Five stars Verified customer review
This platform stands out as the most secure I have used, allowing me to verify my clients' ages and effectively filter out fraudulent users. It is highly effective at detecting fake IDs, an essential factor in preventing money laundering.
Associate Engineer · Software Company
We evaluated nine of the most widely used commercial deepfake detection systems. We found that Incode's detector achieved the highest accuracy in identifying fake samples, yielding the lowest false acceptance rate.
Shu Hu · Assistant Professor & Director, Purdue Machine Learning Lab
Five stars Verified customer review
Compared to similar solutions, age estimation works much better, reliably estimating the age of a user with a minimal error rate. So far the best identity solution on the market.
Compliance Manager · Hospital & Health Care Company
Identity is the foundation of trust in nearly every transaction that matters, from opening a bank account to accessing healthcare. As the agency responsible for issuing that identity credential, we have a duty to help get it right. By working with Incode, we're enabling private-sector partners to rely on the same trusted records we do, with clear consumer consent at every step. Georgia DDS is proud to be part of a partnership that strengthens the broader identity ecosystem.
Angelique B. McClendon · Commissioner of the Georgia Department of Driver Services
Five stars Verified customer review
We were impressed by the speed and accuracy of the age verification, estimation, and liveness, even when conditions are not ideal: low light, reflections, low-end phones. Incode showed a 100% success rate for documents in the EU.
Engineer · Media Production Company
This new partnership aids our Government customers by quickly delivering identity verification solutions and ultimately facilitating public trust through ensuring the secure management of data.
Michael Shrader · VP Innovative & Intelligence Solutions, Carahsoft
Five stars Verified customer review
Age estimation is one of the best ones out there, in almost all cases we had a valid result. Liveness is passive, so the user does not need to perform any specific actions, and physical ID OCR performance and fraud prevention work really well.
Engineering Manager · Pharmaceuticals Enterprise
We ran A/B tests against other providers, and Incode's results were great. The technology impressed us from the beginning.
Alexander Bro · Cofounder & CDBO, Plata
Five stars Verified customer review
The fraud prevention tools are very advanced, and it's quick to set up. The age verification feature is impressive, much more accurate than anything we've tried before.
Finance Director · Digital Services Company
Incode gives us the extra layer of confidence we need to fight modern fraud, without slowing down the experience for our customers. With Incode's tech on our side, we can spot suspicious activity faster and stay one step ahead of growing digital fraud challenges.
Customer Ops Executive, MaxBet
Five stars Verified customer review
Very quick to stand up the platform in our business process. We saw immediate benefits, not just in fraud prevention, but a drastic improvement in customer experience that has increased sales.
Board of Directors Member · Financial Enterprise
Amid rising risks in infringements, we count on Incode's Identity Verification solutions to help safeguard our content creators' intellectual property.
Safety & Compliance Lead, Aylo
Five stars Verified customer review
The identity verification is very accurate. We decided to use Incode because of its passive liveness and customization options for our KYC needs. We've cut down on onboarding time, which has boosted our conversion.
CEO · Fintech
Incode's technologies, existing and new, will help us fight fraud and deepfakes. Protecting our customers is our number one priority.
Chief Value Officer, CAMARASOFT
Five stars Verified customer review
Comparing Incode to all other KYC/IDV vendors shows a significant uptick in onboarding volume. We can minimize the negative impact of fraud detection on our growth. I definitely recommend it for any large enterprise.
Operations Manager · Outsourcing/Offshoring Enterprise
Sonio
As a long-standing partner of Incode, we continue to strengthen digital identity protection through our collaboration. Together, we combine advanced orchestration with Incode's AI-driven technologies to help our clients combat fraud and deepfake threats with greater speed, accuracy, and confidence.
Lead Executive, Sonio
Five stars Verified customer review
This is by far the best UI/UX that I have seen for an identity verification flow for end users.
Technology Manager · Consulting Enterprise
Alliants
Amid rising fraud, we rely on Incode's Identity Verification solutions to help protect our customers and their hotel guests as they check in online and access their rooms with Digital Keys. Incode help Alliants to keep guests safe and give the hotel confidence that only the right individuals are accessing the hotel.
Partnerships Executive, Alliants
Five stars Verified customer review
Incode does biometrics using its own ML models, providing top performance. Incode was clearly the best choice in terms of the technology stack. No other vendors came close.
Engineering Lead · Software Company
Digital identity is fundamental to delivering a secure and trustworthy financial experience. With Incode, we are strengthening our verification processes across the entire region, while maintaining high standards of protection and compliance for our users.
Alma Cervantes · Strategic Partnerships Manager, Bitso
Five stars Verified customer review
Incode is not just another vendor. They own their technology and can quickly adjust anything to fit our needs. Their liveness technology and OCR capabilities perform better than anything else we've tried.
Technology Manager · Financial Services
Banco Dondé
Incode wasn't just a vendor, they understood our values. Together, we're building a more inclusive financial future.
Eduardo Dondé · Founder and CEO, Banco Dondé
Five stars Verified customer review
Definitely one of the most advanced systems for user onboarding. As all components are built in-house, the flexibility is unmatched.
Sales Associate · Manufacturing Enterprise

See it in action

Enable agentic trust

Verify humans, businesses, and the AI agents acting for them.