Non-Document verification

Document-free, compliant and frictionless identity verification

Prevent fraud with secure non-document verification. Boost conversion rates with fast and secure onboarding.

Top companies choose Incode for our proven fraud protection that drives growth

Non-Doc Verification

Identity without documents

Incode’s Non-Document Verification confirms identity using digital signals like user data, behavior, and device info without a physical ID. It prevents fraud by spotting anomalies early while speeding up onboarding and boosting conversions.

Unified data access

One integration connects to all key data sources, no vendor juggling.

Dynamic risk logic

Risk logic tailored to your industry, use case, and compliance needs.

Automated step-up verification

When risk rises, friction increases automatically, all in-session, without user drop-off or disruption.

Proprietary fuzzy matching

Fuzzy matching considers user typos and input variations for higher accuracy.

Seamless integration

Quick API/SDK setup with minimal engineering lift.

Access the largest global network of authoritative databases

Verify user identities across 190+ countries and territories against trusted sources through one seamless integration, no vendor juggling.

Government databases

national, state, and local identity records

Social Security & tax registries

to validate SSNs, TINs, and related identifiers

Driver’s license & motor vehicle agencies

for license and registration verification

Credit bureaus

for financial identity and credit history checks

Telcos providers

to confirm phone numbers and addresses

Adaptive user journeys

Boost pass rates with smarter risk logic

Incode automates data verification, risk assessment, and step-up checks, adding additional steps only when necessary.

Data entry

The user submits personal information required for the verification process.

Data verification

The entered data is checked against trusted databases to confirm its validity.

Risk assessment

Based on client-defined rules and use cases, risk signals are evaluated to determine the appropriate next step.

Automated step-up

Users are seamlessly routed to additional verification (e.g., IDV) or granted access based on real-time risk results.

Data entry

The user submits personal information required for the verification process.

Data verification

The entered data is checked against trusted databases to confirm its validity.

Risk assessment

Based on client-defined rules and use cases, risk signals are evaluated to determine the appropriate next step.

Automated step-up

Users are seamlessly routed to additional verification (e.g., IDV) or granted access based on real-time risk results.

Understanding risk factors

Prevent fraud with Incode’s real-time risk analysis for document-free verification.

Data mismatch signals

Detect inconsistencies across user-submitted data and trusted sources.

Device risk signals

Identify anomalies such as emulators, rooted devices, and hardware tampering.

Network risk signals

Incode cross-checks IP address, geolocation, and VPNs to establish legitimacy.

Behavioral signals

Spot Velocity spikes, repeated failures, or suspicious input patterns.

Graph analysis

Link signals across accounts and devices to detect synthetic or duplicate identities.

Watchlist screening

Cross-check against sanction, PEP, and fraud watchlists for compliant AML.

Comprehensive coverage

Global connection

Incode has the largest network of participating databases across 190+ countries and territories for any global market in which you operate.

Faster onboardings

Onboard users instantly without asking for documents.

Boost conversion by adapting to risk

Make it easy for good users while stepping up checks only when needed.

Maximize ROI by verifying smarter, not harder

Cut costs by applying deeper checks only for higher-risk cases.

Stay compliant without added friction

Meet KYC and privacy standards while minimizing data collection.

Scale effortlessly

Handle high volumes without
adding manual effort.

Flexible across journeys

Use for onboarding, account recovery, authentication, and more.

Trusted across industries

Non-Doc verification helps your business to scale and grow with seamless identity verification for more users, everywhere.

Incode’s non-document solution benefits for industries.

Financial services

Streamline onboarding for digital banking, lending, and payments while ensuring compliance with global KYC/AML regulations.

Healthcare

Enable secure, document-free access to sensitive medical data and patient portals with minimal friction.

Telecommunications

Verify identities at scale for prepaid accounts and mobile services, reducing fraud and churn.

Gig economy platforms

Quickly onboard workers or service providers with fast, low-friction verification while managing risk.

Social media and online communities

Prevent bot creation, fake profiles, and abuse by ensuring that only real users join your platform.

E-commerce & Retail

Secure identity verification for high-value transactions and reduce fraud during account creation or checkout.

iGaming & Gambling

Meet strict regulatory requirements while delivering fast onboarding for new users.

Travel & Hospitality

Speed up digital check-ins, bookings, and loyalty account creation while ensuring secure access.

SOC-2 (type I)

Independent assurance that we securely manage customer data

Open ID (certified)

ISO (30107-3)

Certified against biometric spoofing and presentation attacks

(800-63-IA2)

Government-grade assurance
for identity verification

Gartner® Magic Quadrant™ for Identity Verification.

Named a Leader in the Magic Quadrant for two consecutive years.

Incode has struck the perfect balance, automating identity verification while effectively catching 99% of fraud.

Alex E. P.

VP Client Success, Enterprise Cyber Defense

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