Risk AI Agent

AI-powered fraud decisions that see the whole picture

Risk AI Agent moves beyond isolated scoring by using adaptive ML to evaluate signals holistically, reducing manual overhead and delivering smarter, context-aware decisions.

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Trusted by the world’s leading companies

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Smarter fraud prevention

Holistic intelligence, better outcomes

Reduce your operational load and boost decision accuracy using an ever-growing set of contextual and behavioral signals.

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Catch common but overlooked fraud

Sessions where checks only just meet rigid thresholds can slip through, but are flagged when evaluated in context

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Approve more good users

Borderline failures that would have been wrongly declined are approved when the overall session signals trustworthiness.

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Reduce manual effort

No thresholds or rules to manage. Risk AI Agent adapts automatically, cutting configuration and manual review time.

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Intelligence defense

How Risk AI Agent works

Our advanced decisioning model is trained on your unique client environment, evaluating signals from your setup, user flows and regional context.

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Holistic evaluation

Every risk signal is weighed together, the same way a human analyst considers the full context of a session before making a decision.

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Balanced outcomes

By weighing every risk signal in context, Risk AI Agent minimizes false rejections while blocking more fraud.

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Always adapting

Continuously training on your sessions, learning from fraud and conversion patterns, and evaluating signals in combination to stay ahead of emerging threats.

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Effortless to run

Deploy once and let Risk AI Agent optimize decisions automatically, without manual rules or constant tuning.

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Seamless control

Continuously trained on your sessions, learning from your unique fraud and conversion patterns to stay ahead of evolving fraud tactics that slip through the cracks.

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Benefits

Redefining
identity verification

Incode sets the standard for speed, accuracy, and security by combining proprietary AI models, deep biometric expertise, and real-world fraud intelligence.

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Incode named a Leader in the first-ever 

Gartner® Magic Quadrant™ for Identity Verification.

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Top company in G2’s 2025 Best Software Awards Leading the charts for identity verification software.

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  • #1 in facial recognition accuracy among full IDV providers
  • 99.6% accuracy in FRTE 1:N testing
  • #1 in age estimation and minor detection
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  • 1st Company worldwide certified for Passive Liveness technology
  • Level 2 for preventing spoof attacks in adherence to ISO 30107-3 standard

Get in touch

Tailored for stronger defense

Risk AI Agent works reliably with immediate impact, making your fraud defense smarter, faster, and easier to scale.

Contact Us