Telco and prepaid activation
Activate lines and wallets instantly with carrier and registry checks instead of ID scans.
Non-Document Verification
Identity verification, no document required
Verify identity from signals users already have: personal data, phone, device, and behavior, checked against trusted sources in 190+ countries.
0+
countries and territories covered against trusted government and commercial sources
One integration
connects every key data source: no vendor juggling
Zero documents
to scan: users verify with the data they already know
The problem
Document friction loses the users you wanted most
Asking every user for an ID scan treats your best customers like suspects, and excludes the millions who don't carry the right document at all. Meanwhile, static one-size-fits-all checks still let determined fraud through.
0%
of legitimate users drop off due to verification friction
Incode customer data
0%
of consumers abandoned a digital onboarding process in 2022
Signicat, 2022
0M
people worldwide lack an official identity document
World Bank ID4D
How it works
How verification works without a document
One integration connects government registries, credit bureaus, telco data, and watchlists, then applies risk logic tuned to your industry. When risk rises, friction rises with it, automatically and in-session.
Use cases
Where document-free wins
Financial onboarding
Meet KYC data requirements against authoritative sources while keeping sign-up under a minute.
Thin-file and first-time users
Verify people whose wallet doesn't match their phone: no passport, no problem.
Low-risk, high-volume flows
Reserve document capture for the sessions that earn it, and let everyone else through.
FAQ
Frequently asked questions
The questions buyers ask most about Non-Document Verification, answered straight.
Still have questions? Talk to an expertWhat is non-document identity verification?
Non-document verification confirms identity using digital signals like user data, behavior, and device information, checked against trusted sources, without a physical ID. It prevents fraud by spotting anomalies early while speeding up onboarding and boosting conversion.
How can identity be verified without an ID document?
The user provides data they already know, such as name, date of birth, national ID number, or phone number. Incode matches it against authoritative sources: government databases, social security and tax registries, driver's license agencies, credit bureaus, and telco providers across 190+ countries and territories.
Is non-document verification compliant with KYC and AML rules?
In many markets, regulators accept database verification against authoritative sources for KYC. Incode tailors risk logic to your industry, use case, and compliance needs, and screens every user against sanctions, PEP, and fraud watchlists in the same flow.
How does it catch fraud without seeing a document?
By reading the signals around the data: mismatch patterns, device risk like emulators and rooted phones, network anomalies such as VPNs and suspicious geolocation, behavioral red flags like velocity spikes and repeated failures, and graph analysis that exposes synthetic and duplicate identities.
What happens when a data check isn't enough?
Verification steps up automatically. When risk rises, the flow adds document capture or biometric checks in the same session, so high-risk users face more scrutiny and everyone else keeps moving without disruption.
From the blog
Featured reading
Incode Named a Leader in the 2026 Gartner® Magic Quadrant™ for Identity Verification for the Third Consecutive Year
Incode is named a Leader in the 2026 Gartner Magic Quadrant for Identity Verification for the third consecutive year. Download the report.
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Incode and Interac Join Forces to Provide Superior Identity Verification in Canada
Incode and Interac partner to strengthen identity verification in Canada, adding deepfake detection and document verification to Interac Verified™.
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Stop Accepting “Good Enough” Identity Verification
Government agencies lose billions to fraud when identity verification falls short of NIST standards. See why “good enough” is no longer sufficient.
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