Marketplaces and platforms
Sellers and merchants prove they are real, registered businesses before the first listing goes live.
Know Your Business
Verify businesses and their owners
One flow validates the entity, screens sanctions and adverse media, and maps every Ultimate Beneficial Owner, so real businesses onboard in minutes.
0%
of IRS-registered US businesses covered
0+
countries and territories covered
0K+
PEP records screened
The problem
You can't onboard a business you can't see
Records sit in fragmented registries and ownership hides behind layered entities, so manual review stays slow and still misses the shells it exists to catch.
2-5%
of global GDP is laundered each year, much of it behind anonymous companies
UNODC
0 min
a manual KYB review can take per business, run by hand across fragmented registries
Incode KYB analysis
How it works
Four checks from applicant to verified business
One automated sequence replaces the manual review, from applicant to approved business.
Use cases
Where businesses need verifying
Business banking and lending
Accounts and credit decisions start from a validated entity, its registration, and its owners.
Payments and acquiring
Merchant onboarding screens the business and its principals before money starts moving.
B2B and supply chain
Vendors and partners clear entity, sanctions, and ownership checks before contracts are signed.
FAQ
Frequently asked questions
The questions buyers ask most about Know Your Business, answered straight.
Still have questions? Talk to an expertWhat is Know Your Business (KYB)?
KYB verification confirms that a business is legitimate before you onboard it: validating its tax identifiers, screening it against sanctions watchlists, and identifying the people who ultimately own and control it.
What is a UBO and why does it matter?
An Ultimate Beneficial Owner is the person who ultimately owns or controls a business, even through layers of holding entities. Regulators require identifying UBOs because sanctioned individuals and money launderers hide behind corporate structures.
How does Incode detect shell companies?
By cross-referencing applicants against known shell-company lists and automatically flagging discrepancies in names, addresses, dates, and other key identifiers, the inconsistencies that manual reviewers miss.
How is KYB different from KYC?
KYC verifies an individual customer's identity. KYB verifies a business entity: its registration, its watchlist status, and its owners. The two work together, since every business account ultimately leads to people who also need KYC.
What coverage does Incode's KYB offer?
100% of IRS-registered U.S. businesses plus companies across 190+ countries and territories, verified in real time rather than through lengthy manual reviews.
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