Banking
Identity verification the biggest banks trust
Bank-grade identity verification that stops fraud at account opening, keeps you compliant, and onboards customers in seconds.
We secure identities across banking worldwide
AI identity verification and KYC compliance, proven where fraud pressure is highest.
What the industry is up against
Fraud moves at the speed of digital banking
Every account opened remotely is a target for stolen identities, synthetic profiles, and AI-generated fraud.
Account opening fraud
Stolen and synthetic identities slip through onboarding and turn into losses, chargebacks, and remediation costs.
Account takeover
Phished credentials and social engineering hand attackers control of accounts long after onboarding.
Deepfakes at the front door
Generative AI makes convincing fake identities cheap to produce and hard for humans to catch.
Compliance pressure
KYC and AML obligations keep tightening while customers expect onboarding in seconds, not days.
Incode solutions
Built for banks and their customers
Coverage across the full identity lifecycle, from the first onboarding check to every high-risk transaction that follows.
Identity verification
Automated document, biometric, and liveness checks that onboard customers in seconds.
Learn moreKYC & AML compliance
Automated KYC and AML checks that satisfy regulators without slowing customers down.
Learn moreAccount takeover
Re-verify at high-risk moments with the same biometric certainty as onboarding.
Learn moreDeepfake detection
Deepsight stops deepfakes, injection attacks, and synthetic media before they reach your systems.
Learn more99%
fraud reduction
40%
higher conversion rates
11x
faster onboarding
User experience
How it works
One identity for every interaction, verified in real time.
Why banking companies choose Incode
Independent layers of defense for every identity
Fraud that adapts will eventually fool any single check. Incode verifies every identity across independent layers, each reading a different signal, in milliseconds. Good customers pass without friction while fraud has to beat every layer at once.
Document verification
AI-powered detection of paper forgeries, screen spoofs, and digitally generated IDs.
See it in actionBiometric liveness
Liveness detection confirms a live person is present and matches the face to the document in milliseconds.
See it in actionAI-generated document detection
Deepsight for Documents catches forged, tampered, and fully synthetic IDs, fraud that template checks and barcode validation were never built to see. 8.8x more fraud caught than document checks alone.
See it in actionGovernment-record biometric matching
GovFaceMatch verifies a live selfie against DMV records instead of documents, so there's nothing to forge. 6x faster, 20% higher conversion, 150x lower false acceptance vs document-based verification.
See it in actionAgentic fraud detection
Agentic Identity securely identifies and continuously monitors autonomous AI systems to prevent fraud, ensure compliance, and build trust.
See it in actionPrivacy is the architecture
We made privacy a founding conviction long before regulation or the market asked for it. Incode's AI-first identity verification reduces fraud while remaining private and compliant.
Read the ManifestoCase study
Citibanamex runs the Incode Omni orchestration platform to drive the digitalization of banking in Mexico, onboarding customers remotely with bank-grade identity verification.
Citibanamex · Banking, Mexico
Read the story
FAQ
Common questions about identity verification for banking
Still have questions? Talk to an expertWhy do banking companies need identity verification?
Every account opened remotely is a target for stolen identities, synthetic profiles, and AI-generated fraud. Bank-grade identity verification stops fraud at account opening, keeps you compliant, and onboards customers in seconds.
What is agentic fraud, and why does it matter for banking?
Agentic fraud is identity fraud run by an autonomous AI agent that generates deepfakes and synthetic documents, submits them, learns from each rejection, and retries at scale. It matters for banking because your fraud controls assume attacks are limited by human effort, and this one isn't: it probes until it finds your weakest point, at the cost of compute. Stopping it takes layered defense across both the media and the capture path. Learn more about agentic fraud here.
How does AI identity verification speed up onboarding?
AI identity verification reduces onboarding from days to seconds: it verifies documents and biometrics in a single automated flow, with no manual review queues. That directly improves conversion rates and reduces abandonment at account opening.
How does Incode help with identity verification?
Automated document, biometric, and liveness checks that onboard customers in seconds. Incode verifies every identity across independent layers, each reading a different signal, in milliseconds.
Resources
Resources on banking
Incode Named a Leader in the 2026 Gartner® Magic Quadrant™ for Identity Verification for the Third Consecutive Year
Incode is named a Leader in the 2026 Gartner Magic Quadrant for Identity Verification for the third consecutive year. Download the report.
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Incode and Interac Join Forces to Provide Superior Identity Verification in Canada
Incode and Interac partner to strengthen identity verification in Canada, adding deepfake detection and document verification to Interac Verified™.
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Stop Accepting “Good Enough” Identity Verification
Government agencies lose billions to fraud when identity verification falls short of NIST standards. See why “good enough” is no longer sufficient.
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