Highlights
3 years in a row named a Leader First to achieve iBeta Level 3 on iOS and Android Introducing GovFaceMatch Privacy is the architecture
01/04
01/04
Account takeover

Re-verify people at high-risk moments

Takeover strikes after onboarding: stolen credentials, SIM swaps, social engineering. Bring biometric certainty to every high-risk moment.

The problem

The account is the attack surface

Onboarding gets the strongest checks. Then the account lives on passwords, SMS codes, and security questions, exactly the factors criminals steal, intercept, and socially engineer.

0%+

of US organizations rank account takeover among their top business threats

Experian

0%

expect AI fraud and deepfakes to be their top challenge within three years

Experian

$0B+

lost to internet crime in 2024, up 33% year over year

FBI IC3, 2024

<1 min

to generate a convincing deepfake with free AI tools

MIT Technology Review, 2023

How it works

Four steps to re-verify the account holder

The foundation

Three intelligences confirm it's really them

Passwords prove possession of a secret. These prove the person. Three layers run as one, orchestrated to step up only when risk demands it.

Explore the platform

Biometric re-verification

The face enrolled at onboarding confirms the account holder in one selfie, with iBeta-certified passive liveness proving a live human.

Deepfake and injection defense

Deepsight screens every capture for deepfakes, video injection, and device tampering, independently validated as the most accurate commercial detector.

Network intelligence

Incode links devices, faces, and behavior across sessions to catch repeat takeover attempts.

Make it unmistakably yours

Theme every re-verification screen from Incode Studio: your logo, colors, fonts, copy, and corner radius, without touching the flow or its decisions underneath.

Learn more

Embed it inside your app

iOS, Android, and Web SDKs drop step-up verification straight into your product. Fully white-label: your look, your feel, your flow, on every platform.

Learn more

Verified proof

Carriers, banks, and fintechs re-verify with Incode.

Citi
Chime
Amazon
TikTok
FanDuel
BetMGM
AT&T
Experian
Equifax

7 of 8

top U.S. carriers trust Incode to stop SIM swap and takeover fraud.

8 of 10

top U.S. banks choose Incode

4.1B+

identity checks processed

99%+

deepfake and injection accuracy

What customers say

“Our partnership with Incode enables a seamless digital experience for legitimate customers, while effectively preventing sophisticated fraud.”

Ajay Guru · SVP and GM of Digital Solutions, Equifax

FAQ

Frequently asked questions

Still have questions? Talk to an expert
What is account takeover?

An attacker gaining control of a legitimate account through stolen credentials, SIM swap, phishing, or social engineering, then draining its value or using it to commit further fraud.

Why don't passwords and SMS codes stop it?

Because they authenticate a secret or a phone number, not the person. Credentials are stolen at scale, and a SIM swap hands the attacker the number that receives the one-time code.

Does re-verification add friction for real users?

Only at the moments that warrant it. A selfie check takes seconds, and step-up rules mean everyday sessions run untouched.

How does this stop deepfakes and injection attacks?

Every re-verification runs the same Deepsight deepfake, injection, and device-tampering detection as onboarding, so synthetic media fails where a stolen password would have succeeded.

Do we have to rebuild our app to add it?

No. iOS, Android, and Web SDKs drop step-up verification into your existing flows, and Incode Studio themes every screen to your brand, no rebuild required.

What's next

Lock the moments that lose accounts

See biometric re-verification on your own high-risk flows.